A Beginner's Guide to Mortgages

Cashing In with Wes Costello from AnnieMac Home Mortgage

Cash still rules everything around us.  In fact, cold, hard cash offers are the latest trend in the home buyer’s battle against low housing supplies, fierce competition and astronomical bidding wars. On this episode, AnnieMac’s own Wes Costello joins us to chat about the growing popularity of Cash Programs and how they can help buyers leapfrog over equal or higher bids and snag the homes of their dreams at reasonable prices. If you are even THINKING about shopping for a home in 2022 or beyond, this is an episode that you can’t afford to miss!

”Flipping Out” with Brittany Baker and Annie Hawkins from Discovery+‘s ”First Time Fixer”

It’s here:  this week’s THIRD star-studded episode of “A Beginner’s Guide to Mortgages”, as we lock into Discovery+’s new smash hit, “First Time Fixer”, brought to you by Chip and Joanna Gaines. Under their watchful eyes, the series premiere saw our guests this week, Brittany Baker and Annie Hawkins, tackle a fixer-upper condo in Salt Lake City and learn a whole lot in the process. We chatted with them about hooking with the Gaines’ and inspiring the series, how to weather the stress of sticking to budgets and  why it’s worthwhile to overcome your fears about fixer-uppers.

This brand-new episode “A Beginner’s Guide to Mortgages” (along with two more star-studded episodes dropping this week and all of our classic eps) are available on Apple/Itunes, Spotify, Google or wherever you listen to podcasts! Listen and subscribe today to hear new, can’t miss episodes first!

Planning Your Own ”Backyard Blowout” with Peacock host Sana Garner

It’s yet another star-studded episode of “A Beginner’s Guide to Mortgages”, as we welcome the host of Peacock’s popular new exterior design show (“Backyard Blowout”), Sana Garner!  Learn how Sana went from successful expert to TV star, why transforming backyards into quality places to hang out is more important than ever, and plenty of tricks and tips to create your perfect outdoor space for entertaining, relaxing or playtime!

This brand-new episode “A Beginner’s Guide to Mortgages” (along with two more star-studded episodes dropping this week and all of our classic eps) are available on Apple/Itunes, Spotify, Google or wherever you listen to podcasts! Listen and subscribe today to hear new, can’t miss episodes first!

Keeping it Real (Housewives) with Lifestyle Icon Kelly Killoren Bensimon

It’s the first of THREE star-studded episodes of “A Beginner’s Guide to Mortgages” in a row, as we welcome longtime star of “The Real Housewives of New York”, author and Queen of NY Real Estate Kelly Killoren Bensimon! Kelly reveals all about her unique path to the industry, being a mover and shaker everywhere from Manhattan to the Hamptons and what home buyers can do to make their own dream homes trendier and ready to entertain.

This brand-new episode “A Beginner’s Guide to Mortgages” (along with two more star-studded episodes dropping this week and all of our classic eps) are available on Apple/Itunes, Spotify, Google or wherever you listen to podcasts! Listen and subscribe today to hear new, can’t miss episodes first!

Sweet Emotion with Discovery+/ “Extreme Home Makeover” star Breegan Jane

Our show tackles plenty of practical aspects of the mortgage and home-buying process… but what about the feelings behind them? From the frustration of the hunt for the perfect home to the stress of possible speed bumps in your journey to the closing table, the road to home ownership can throw you lots of emotional curveballs. That’s why we reached out to our biggest guest yet – you’ve seen her everywhere from HGTV with the Property Brothers to her very own hit show, Discover+’s “The House My Wedding Bought” – Interior Design megastar Breegan Jane!  Breegan’s success throughout her career has been earned by getting to know her clients and audience on a personal level, and she chats with us on this show about the emotional pitfalls that can arise when buying a home and how to weather this storms on your way to long-term happiness! It’s our biggest (and possibly, our most important) episode yet, so enjoy and share!

Find The Home You Never Knew You Wanted (Until Now)

When the housing market gets competitive, it can be that much harder to find the home that has everything you are looking for. Are you destined to settle for something you don't really want? Not if you think outside the box! This week, the Housing Market Expert Duo of Kim & Dave Coyle join us to reveal some creative ways to expand your home search and still satisfy your every need and desire on your checklist. Whether you are having trouble finding the right house for you, or are even THINKING about home hunting in the future, this is an episode you simply cannot miss!

 

Beating Out the Competition For Your Dream Home

When the housing market gets competitive, earning the right to buy the home you want isn't as easy as making a fair offer. Sure, making a bid above the asking price can help, but what are some other creative ways to set yourself apart from the pack. This week, real estate agent extraordinaire Veronica Fantozzi shares some tricks of the trade (Quick closings? Personal Letters?). If you have hit a wall pursuing home after home only to lose out to other bidders (or even if you simply want to avoid that situation in the future), this episode is for you!

Don’t Be Afraid of the Big Bad Loan Application

For many of us, the idea of buying or refinancing a home is terrifying… not just when thinking about years of commitment, but right from the first step in the loan process – the application. It’s big, it’s detailed and it requires that you bring all sorts of documentation to the table, but is it really THAT bad? Loan pro Julie Bannon has been front and center during AnnieMac Home Mortgage’s transition to the new Universal loan application, and she’s with us this week to break through the rumors, concerns and paranoia about these apps that plagues many first-time borrowers. Get the 411 on what to expect when you fill out your first (or next) loan application on this week’s show!

Can Your Credit "Get It"? What You Need to Know

Where does your credit score come from? Is it lower than it should be? Most importantly, how does it affect your ability to buy a home? Many of us don't know all (or any) of the answers to these questions, so industry experts Brian Offner and Tom Fox are here to help us out! Take a listen as we chat about everything you ever wanted to know about credit scores!

(Please be advised that this episode includes a broad discussion about credit scores and financial matters. However, this conversation is centered around common topics and hypothetical situations and should NOT be interpreted as financial advice for listeners. For personal financial advisement, please contact a licensed professional.)

Renting Vs. Buying – Which is Right for You?

Whether you are living alone or with others, it’s time to make that move to a new home… but should you rent or find a place to buy? It’s a big decision and there are advantages to each choice, so Gerry and Industry Expert Rebecca Carr are breaking down all of the factors you need to consider so that you can choose the right path for yourself!